Because anything can happen. Even those who play it safe can face medical emergencies, political unrest or worse. When the unforeseeable becomes reality, you want the coverage that travel insurance can provide. Much more than trip cancellation, travel insurance is financial protection with emergency assistance to keep you safe as you travel the world.
Many of your travel arrangements may be non-refundable or subject to strict cancellation penalties. Often times, the lowest cost airfares, cruise and land packages generally include significant penalties if you are unable to actually take your trip. For 5-7% of your trip cost, travel insurance can help you avoid those penalties and protect your investment.
1. Coverage for Your Travel Arrangements
Among the most frustrating experiences a traveler can have are trip cancellation, trip interruption, and travel delay. Should unforeseeable reasons force you to cancel, interrupt, or delay your trip, travel insurance aims to reimburse you for the cost of your travel arrangements.
2. Coverage for You
Probably the most important coverage travel insurance can provide is coverage for you. Protection against the costs a traveler can incur from unexpected medical expenses, medical evacuation, and non-medical emergency evacuation can be high. Travel insurance can protect travelers from those costs, so they can focus on their health and safety. Not how it will affect their bank accounts.
3. Coverage for Your Belongings
When we travel, we take baggage and other personal items on our trip. Travel insurance can reimburse travelers for the money spent to replace these items when baggage and personal effects are delayed, lost, or stolen.
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